Crypto.com

What is Crypto.com?

Crypto.com, started in 2016 by Gary Or, Rafael Melo, Kris Marszalek, and Bobby Bao, is a well-known cryptocurrency platform based in Hong Kong. The company, legally named MCO Malta DAX Limited, has grown fast and now serves over 10 million users worldwide, according to recent updates. It’s a place where you can buy, sell, and store cryptocurrencies securely, using a mobile app or desktop platform. Crypto.com also offers its own coin, CRO, and lets you earn interest on your crypto holdings.

Supported Cryptocurrencies

Crypto.com supports over 250 cryptocurrencies, a big jump from the earlier 100. However, availability depends on your country. For example, US users can access around 90 coins, while others might get the full range. Some popular ones include:

• Bitcoin (BTC)
• Ethereum (ETH)
• Litecoin (LTC)
• Crypto.com Coin (CRO)
• USD Coin (USDC)
• Chainlink (LINK)
• Algorand (ALGO)
• And many more

How to Create an Account

Signing up is still simple. Go to crypto.com/exchange and click “Sign Up.” Fill in your details like email, name, and date of birth. You’ll get a confirmation email with an OTP code to verify your account. After that, you need to complete ID and phone verification to start trading. This involves uploading documents like a passport or driver’s license. Once verified, you can access the platform’s dashboard and features.

Supported Currencies

Crypto.com handles multiple fiat currencies, including USD, EUR, AUD, CAD, BRL, and GBP, making it easy to move money in and out.

Supported Countries

The platform is available in many countries, including the USA, Canada, most of Europe, Australia, Latin America, Russia, and parts of Asia. However, some features might be restricted depending on local regulations.

Security Features

Crypto.com takes security seriously. It uses two-factor authentication (2FA), biometric login, and anti-phishing measures. They’ve partnered with Ledger for cold storage of digital assets, and funds in USD are FDIC-insured. Assets up to $360 million are insured against theft or damage. The platform also works with HackerOne to find and fix security weaknesses.

Who Should Use Crypto.com?

Crypto.com is great for:

• People wanting low-cost crypto trading.
• Those looking to convert fiat money to crypto.
• Experienced investors who don’t need hand-holding.
• Users interested in staking CRO for extra benefits.

Crypto.com Fees

Fees are still competitive. Here’s the latest breakdown:

• Credit/Debit Card Fees: 2.99% to 3.99%, but new app users get zero card fees for the first 30 days.
• Maker Fees: 0.04% to 0.10%, depending on your 30-day trading volume.
• Taker Fees: 0.10% to 0.16%, also based on trading volume. Staking CRO can lower these fees.
• Withdrawal Fees: Vary by coin (e.g., BTC withdrawals have a small network fee).
• Derivatives: Maker fees start at 0.015%, taker fees at 0.025%.

Crypto.com offers a tiered fee system, rewarding active traders with discounts and bonuses like 2% on crypto deposits.

CRO Coin

CRO is Crypto.com’s native token. You can use it to pay for goods and services via the Crypto.com Wallet App or receive payments. Staking CRO unlocks better rewards, like lower fees and higher interest rates.

Using Crypto in Real Life

Crypto.com stands out by letting you use crypto for everyday purchases. You can load crypto onto their Visa cards and spend it anywhere Visa is accepted. If a merchant doesn’t take crypto, the platform automatically converts it to fiat currency.

Earning Interest

With Crypto Earn, you can stake coins for 1 to 3 months and earn up to 8% annual interest, paid weekly in the staked coin. Higher CRO stakes (e.g., 50,000 CRO or more) give better rates. This feature isn’t available in Malta, Switzerland, or Hong Kong SAR.

Crypto.com Visa Cards

Crypto.com offers six prepaid Visa cards with cashback rewards:

• Prime: 8% cashback, requires staking 1,000,000 CRO.
• Obsidian: 6,5% cashback, requires staking 5,000,00 CRO.
• Rose Gold/Icy White: 5% cashback, requires 50,000 CRO.
• Jade Green/Royal Indigo: 3,5% cashback (up to $75), requires 5,000 CRO.
• Ruby Steel: 2% cashback (up to $25), requires 500 CRO.
• Midnight Blue: 0% cashback, no stake needed.

Higher tiers also offer perks like free Spotify, Netflix, or Amazon Prime subscriptions. No annual fees apply.

Deposits and Withdrawals

You can deposit using PayPal, SEPA, credit cards, Transferwise, or crypto. Deposits are free with no limits, but fiat deposits might not be available in some regions. Withdrawals are on-chain and incur network fees based on the coin.

Mobile App

The Crypto.com app is user-friendly, letting you trade, pay bills, and manage your portfolio on the go. It’s popular for its clean design and easy access to all features.

Pros and Cons

Pros:

• Low trading fees and bonuses for active users.
• Supports buying/selling with fiat, crypto, or cards.
• Strong security and regulation.
• Unique Visa cards with cashback and perks.

Cons:

• Privacy concerns due to strict ID verification.
• Some features unavailable in certain countries.
• High CRO staking requirements for top-tier rewards.

UFC Partnership

In July 2021, Crypto.com signed a $175 million, 10-year deal to become the UFC’s official crypto exchange. Their branding appeared during UFC 264 and continues to be visible at major events.

Conclusion

Crypto.com remains a top choice for crypto traders in 2025. With low fees, strong security, and unique features like Visa cards and interest-earning options, it’s user-friendly for both beginners and pros. The platform’s growth to over 10 million users and support for 250+ coins shows its reliability. If you’re looking for a regulated exchange with real-world crypto use, Crypto.com is worth checking out.